Special Events & Activities Coverage

Special Events & Activities Coverage  

Special Events

We recommend Special Markets Insurance Consultants (SMIC) for obtaining coverage for your special events/non-sports insurance requirements. SMIC provides short-term general liability coverage for a wide range of one-time and short-term events. The following are examples of events covered under the program:

  • Charity Events & Benefits
  • Concerts
  • Trade Shows/Seminars/Presentations
  • Fairs/Festivals
  • Education Exhibitions
  • Receptions


General Liability Insurance:
 Provides protection to the named insured, including volunteers and employees, for bodily injury and property damage claims arising from the inherent risks involved with operating special events.

Liquor Liability Coverage:
 If you are hosting an event and are selling alcohol, supplemental coverage is available at an additional cost. In order to request a quote through SMIC, click here.

**Please note, your venue owner is not automatically listed as an “Additional Insured” — you must choose this option during the application process.

Special Events/Non-Sports

Receive an automated quote
through SMIC

 

Typical Policy Limits: General Liability Coverage Limit of $1,000,000 Per Occurrence with a $2,000,000 General Per Event Aggregate. If higher limits are required, please complete the following application here.

Sports

We recommend Special Markets Insurance Consultants (SMIC) for obtaining coverage for your youth and adult sports teams' and leagues' insurance requirements. SMIC provides short-term general liability coverage and accident medical coverage for your event or activity. The following are examples covered under the program:

Youth

  • Baseball/Softball
  • Basketball
  • Volleyball
  • Tennis
  • Soccer*
  • Cheerleading
  • Golf
  • Football*
  • Track


Adult

  • Baseball/Softball
  • Basketball
  • Volleyball
  • Tennis
  • Sailing
  • Bowling
  • Rowing
  • Racquetball
  • Weightlifting


For football, please note the type of football on the application- flag, tackle, touch or no-contact.

Accident Medical Insurance:
 This program protects all insured participants of the activities. Coverage protects individuals while participating in the insured organization’s activities and traveling to, during or after such activities as a member of a group in transportation furnished or arranged by the Policyholder.

General Liability Insurance: 
Provides protection to the named insured, including volunteers, employees and spectators, for bodily injury and property damage claims arising from the inherent risks involved with operating special events.

*3 years of historical claims and premium information required to obtain a quote

Sports Teams & Leagues

Receive a quote through SMIC

Camps & Clinics

We recommend Special Markets Insurance Consultants (SMIC) for obtaining coverage for your youth camps' and clinics' insurance requirements. SMIC provides short-term general liability coverage and accident medical coverage for your event or activity. The following are examples covered under the program:

  • Religious Camps
  • Retreats
  • Baseball/Softball
  • Basketball
  • Tennis
  • Wrestling
  • Football*
  • Soccer*


For football, please note the type of football on the application- flag, tackle, touch or no-contact.

Accident Medical Insurance: 
This program protects all insured participants of the activities. Coverage protects individuals while participating in the insured organization’s activities and traveling to, during or after such activities as a member of a group in transportation furnished or arranged by the Policyholder.

General Liability Insurance: 
Provides protection to the named insured, including volunteers and employees, for bodily injury and property damage claims arising from the inherent risks involved with operating special events.

*3 years of historical claims and premium information required to obtain a quote

Clubs/Groups Insurance

Receive a quote through SMIC

Use this application to cover ongoing club/group activities; typically an annual policy.

Application for Quote


Special Event Insurance

Receive a quote through SMIC

  • Use this application for individuals or for clubs/groups when planning one (non-recurring) special event.
  • Purchase spectator only coverage; or
  • Purchase participant coverage, with accident medical (required) and
  • spectator coverage is included.
  •  

Application for Quote

FAQs

  • What type of insurance do I need?

    SMIC’s general liability and accident medical programs cover a wide variety of sports activities and non-sports special events. Accident medical insurance is only required when there is an athletic activity exposure.

  • How long will it take to receive a quote?

    A. For special events, you can get a real-time quote 


    B. For sports teams and leagues, as well as sports camps and clinics, you can expect to receive a quote within 48 hours to 5 business days from the time SMIC has received a fully completed application. SMIC cannot guarantee a quick turnaround quote for partially completed applications due to the additional communication.

  • Whom do I contact for questions regarding claims?

    Please contact Tonia Spees for all questions regarding claims –

    Phone: 800-727-7642 ext. 6112 or Email: Tonia.Spees@amwins.com

  • How do I purchase insurance after receiving a quote?

    A. For special events, you can purchase the insurance online 


    B. For sports teams and leagues along with camps and clinics, please send SMIC a request to bind coverage in writing (email will do just fine).

  • When will I receive my Certificate?

    Once SMIC has received the request to bind and proper payment of premium, a certificate will be issued within 24-48 hours.

Please submit all completed applications to:
Special Markets Insurance Consultants, Inc. 
1055 Main Street, Suite 101
Stevens Point, WI 54481

Phone: 1-800-727-7642

Fax: 715-344-6126

Email: smic_information@amwins.com with a copy to plsdsteam.service@mercer.com

  • (Title the subject line of the email with the name of the organization, team, event, etc. This will ensure a quicker response.)

Contacts

We're here to help! Please contact us in whatever manner is most convenient for you.


MAIN CONTACT

Mercer Consumer,
a service of Mercer Health & Benefits Administration LLC
 Direct Phone
1-866-838-9536
 Hours
 M-F 8a-5p CST
 Fax
515-365-3005
 Email
plsdsteam.service@mercer.com

 

 Street Address
Special Markets Insurance Consultants, Inc.
1055 Main Street, Suite 101
Stevens Point, WI 54481


CLAIMS CONTACT

Tonia Spees
Special Markets Insurance Consultants, Inc.
 Phone
1-800-727-7642 ext. 6112
 Email
Tonia.Spees@amwins.com

Mercer's Role & Compensation